Comments on: Telephone conversation with my mortgage provider http://www.miss-thrifty.co.uk/2008/09/25/telephone-conversation-with-my-mortgage-provider/ A label maven with a beady eye for bargains and a craving for saving. Credit crunch? Pah! Sun, 29 Jan 2012 20:21:25 +0000 hourly 1 http://wordpress.org/?v=3.3 By: Miss Thrifty's Mortgage Masterplan (cough) | Miss Thrifty http://www.miss-thrifty.co.uk/2008/09/25/telephone-conversation-with-my-mortgage-provider/comment-page-1/#comment-2021 Miss Thrifty's Mortgage Masterplan (cough) | Miss Thrifty Wed, 11 Mar 2009 23:00:37 +0000 http://www.miss-thrifty.co.uk/?p=142#comment-2021 [...] a couple of posts last autumn, I wrote about the challenges of trying to remortgage when you are, well, anyone right now. I found that as the weeks passed, lenders’ demands of [...]

[...] a couple of posts last autumn, I wrote about the challenges of trying to remortgage when you are, well, anyone right now. I found that as the weeks passed, lenders’ demands of [...]

]]> By: Carnival of Money Stories « Funny about Money http://www.miss-thrifty.co.uk/2008/09/25/telephone-conversation-with-my-mortgage-provider/comment-page-1/#comment-271 Carnival of Money Stories « Funny about Money Tue, 30 Sep 2008 07:58:08 +0000 http://www.miss-thrifty.co.uk/?p=142#comment-271 [...] Thrifty Telephone Conversation with My Mortgage Provider Gasp! Yanks who want to see this very scary story in 3-D should look at it through the special [...]

[...] Thrifty Telephone Conversation with My Mortgage Provider Gasp! Yanks who want to see this very scary story in 3-D should look at it through the special [...]

]]> By: admin http://www.miss-thrifty.co.uk/2008/09/25/telephone-conversation-with-my-mortgage-provider/comment-page-1/#comment-264 admin Mon, 29 Sep 2008 17:18:37 +0000 http://www.miss-thrifty.co.uk/?p=142#comment-264 @Laura @Sharon rose @FruGal: Thanks for all your great advice. I've now contacted L & C, plus firstdirect, so wish me luck! Miss T. @Laura @Sharon rose @FruGal: Thanks for all your great advice. I’ve now contacted L & C, plus firstdirect, so wish me luck! Miss T.

]]> By: FruGal http://www.miss-thrifty.co.uk/2008/09/25/telephone-conversation-with-my-mortgage-provider/comment-page-1/#comment-263 FruGal Mon, 29 Sep 2008 16:01:56 +0000 http://www.miss-thrifty.co.uk/?p=142#comment-263 Definitely speak to an independent broker, as they very often have exclusive deals that you can't get direct from the lender. And in my opinion, variable rate offers are worth looking into. Although they don't feel as 'safe' as the fixed rate deals, so many lenders are increasing their margins on fixed rate deals that you might find it hard to secure a good deal on the fixed rate products. That said, Brittania BS has a fixed rate deal for 2 years at 5.54% (max LTV 80%), but it does have a hefty admin fee of £999; First Direct has a 2 year fixed for 5.79% (max LTV 80%) with better admin fee of £598. I was just looking into this myself this morning - moneyfacts website has a pretty reliable best-buys table for more info. Good luck! <abbr><em>FruGals last blog post..<a href="http://www.totallymoney.com/frugal/?p=363" rel="nofollow">Do you give your friends financial advice?</a></em></abbr> Definitely speak to an independent broker, as they very often have exclusive deals that you can’t get direct from the lender. And in my opinion, variable rate offers are worth looking into. Although they don’t feel as ‘safe’ as the fixed rate deals, so many lenders are increasing their margins on fixed rate deals that you might find it hard to secure a good deal on the fixed rate products. That said, Brittania BS has a fixed rate deal for 2 years at 5.54% (max LTV 80%), but it does have a hefty admin fee of £999; First Direct has a 2 year fixed for 5.79% (max LTV 80%) with better admin fee of £598. I was just looking into this myself this morning – moneyfacts website has a pretty reliable best-buys table for more info. Good luck!

FruGals last blog post..Do you give your friends financial advice?

]]> By: Sharon rose http://www.miss-thrifty.co.uk/2008/09/25/telephone-conversation-with-my-mortgage-provider/comment-page-1/#comment-256 Sharon rose Thu, 25 Sep 2008 19:22:30 +0000 http://www.miss-thrifty.co.uk/?p=142#comment-256 Hi there-hope you find a better deal-in the Daily Mail today, it says lenders will be putting up their rates very soon :-( Hi there-hope you find a better deal-in the Daily Mail today, it says lenders will be putting up their rates very soon :-(

]]> By: laura @ movetoportugal http://www.miss-thrifty.co.uk/2008/09/25/telephone-conversation-with-my-mortgage-provider/comment-page-1/#comment-255 laura @ movetoportugal Thu, 25 Sep 2008 15:23:47 +0000 http://www.miss-thrifty.co.uk/?p=142#comment-255 We went through London and Country Mortgage Brokers both times and they were great. I found them through MSE. They do a whole market search and are free, so its worth trying them. <abbr><em>laura @ movetoportugals last blog post..<a href="http://feeds.feedburner.com/~r/MoveToPortugal/~3/399017704/escaping-rat-race.html" rel="nofollow">Escaping the Rat Race</a></em></abbr> We went through London and Country Mortgage Brokers both times and they were great. I found them through MSE. They do a whole market search and are free, so its worth trying them.

laura @ movetoportugals last blog post..Escaping the Rat Race

]]>